DFD Annual Review

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Natalieanne7

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Post by Natalieanne7 » Fri Aug 20, 2010 4:13 pm
I am 3 months into my IVA and just wondering what they will expect at my annual review. I know it is quite a way off yet. Just want to get things clear in my mind. Thanks[:)]
 
 

Julie

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Post by Julie » Fri Aug 20, 2010 4:21 pm
Hi Natalie - you'll have to submit a revised I&E form, recent payslips and possibly bank statements. It does vary depending on the company -I'm sure someone who's with DFD will let you or if Declan reads this post he will advise.

You're right to ask the question, better to be prepared. xx
 
 

pm5

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Post by pm5 » Fri Aug 20, 2010 6:59 pm
I am with DFD & all they have ever asked of me is P60, Last 3 Bank Statements, Last 3 Wage Slips & proof of any increase of any single expenditure above £10.00 a month.
To be honest it is pretty straight forward & DFD are quite friendly & helpfull too.
 
 

Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Mon Sep 06, 2010 4:49 pm
Hi Natalie
The guys are correct, the last 3 months of bank statements and payslips along with any bills that have increased by £10 or more.

Hope this helps.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
 
 

marsha1

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Post by marsha1 » Mon Sep 06, 2010 11:09 pm
Hi Declan, my third review is now due. Can I ask if there is still the 150.00 per month limit on food, housekeeping and toiletries. It's a bit tight these days what with all the increases. I just wondered if the guif=delines have changed.

Thanks
 
 

Lisa2009

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Post by Lisa2009 » Mon Sep 06, 2010 11:40 pm
You need to put down what you actually spend and let your IP take it from there. Everyone, even IP's know how the cost of living rises so hopefully they will be able to alter it to accomodate
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

marsha1

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Post by marsha1 » Tue Sep 07, 2010 8:44 pm
Thanks for that. VAT going up in Jan as well, it will be even worse then!!!
 
 

flow13

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Post by flow13 » Wed Sep 08, 2010 9:32 am
I have to say the review process with DFD has always been so straightforward with us.
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
 
 

Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Wed Sep 08, 2010 10:06 am
Hi Marsha
As Lisa mentioned, if you put down what you are realistically spending that’s the most important part. I think your not alone with the VAT increases and it will inevitably affect many people.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
 
 

kallis3

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Post by kallis3 » Wed Sep 08, 2010 3:35 pm
It's going to affect us all - I'm not looking forward to it at all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

marsha1

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Post by marsha1 » Wed Sep 08, 2010 9:24 pm
I now it's getting harder and harder. DFD have been very fair at review time, I am not complaining.
Hey I hope we don't all get those dreaded letters off inland revenue saying we owe money. Thats all we need
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