Discharged??

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Rlh1994

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Joined: Wed Jun 20, 2018 7:33 pm

Post by Rlh1994 » Thu Apr 18, 2019 5:57 pm
Hi all,
Just checked ny clearscore report, god know why I do this, we are 9 months into our IVA, but I noticed it now says Discharged:undefined on the IVA part of the report.
What does this mean please?
We haven't missed a payment, haven't had any contact from IVA company (Aperture, originally Swift), no I&E review yet as not at a year.
Thanks in advance!

kallis3

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Post by kallis3 » Thu Apr 18, 2019 6:42 pm
No idea but I wouldn't worry about it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Thu Apr 18, 2019 7:03 pm
The credit reference agencies get insolvency information from the Insolvency Service. Check that your IVA is still showing as current on the Insolcvency Register, just to make sure.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Rlh1994

Posts: 27
Joined: Wed Jun 20, 2018 7:33 pm

Post by Rlh1994 » Thu Apr 18, 2019 7:16 pm
Thu Apr 18, 2019 7:03 pmFoggy wrote:
The credit reference agencies get insolvency information from the Insolvency Service. Check that your IVA is still showing as current on the Insolcvency Register, just to make sure.
Hi Foggy,
Our names are still on the register. However their FAQ, says that when discharged it will remain their for another 3 months.
Should I just keep checking over the next few months?
I'm sure Aperture would contact me if there was something happening, right?
Thanks for your replies.

Foggy

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Post by Foggy » Thu Apr 18, 2019 8:20 pm
Thu Apr 18, 2019 7:16 pmRlh1994 wrote:
Thu Apr 18, 2019 7:03 pmFoggy wrote:
The credit reference agencies get insolvency information from the Insolvency Service. Check that your IVA is still showing as current on the Insolcvency Register, just to make sure.
Hi Foggy,
Our names are still on the register. However their FAQ, says that when discharged it will remain their for another 3 months.
Should I just keep checking over the next few months?
I'm sure Aperture would contact me if there was something happening, right?
Thanks for your replies.
The status will say if the IVA is active or not. If showing "current" it is still active --- when the three months period is triggered it shows as "completed". It would seem to be OK if current and the CRA has messed up or lost this months report.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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