hello, my partner was in an IVA which finished April 2018, we are in process of applying for a mortgage, and this has now dropped completely off his credit file, and he has spent 2 years building that file back up, will he need to tell the lender he did have an IVA a few years ago?
Depends on whether they ask if you have ever been in an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Wed Jan 29, 2020 8:06 ampaige504 wrote:
Does anyone know if pepper money as the question? From their application form I cant see it
Some don't ask at the offer in principle stage, but only when and if the application proceeds. They are a specialist lender so, I imagine, will not be surprised. Could I ask what sort of rate they are quoting ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk