Do I have to declare an old IVA?

Get expert opinion. This is the place for new questions to be posted.
3 posts Page 1 of 1
Post Reply

cath438

User avatar
Posts: 1
Joined: Thu Nov 12, 2020 8:13 am
Post by cath438 » Thu Nov 12, 2020 8:13 am
Quote
Hi.

I have previously had an IVA which was discharged over 6 years ago.

I have now been offered a job in the Ministry of Justice and am unsure if I need to declare it. I think that it is no longer on my credit report and I am no longer considered insolvent but wanted to double check as I don’t want to do anything wrong.

I have built my credit score back up and now have a good score

Many thanks
Top

kallis3

User avatar
Forum Expert
Posts: 77066
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Thu Nov 12, 2020 8:17 am
Quote
If you are asked if you have ever been in an IVA should answer yes. If asked if you are in an IVA you can answer no.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top

Foggy

User avatar
Posts: 33399
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Thu Nov 12, 2020 9:11 am
Quote
The devil, as Kallis suggests, is in the detail --- the wording of the question:

Have you ever ..... Yes
Are you in ..... No
Have you entered into in the last 6 years ..... No
Have you been in during the last 6 years .... No

Best of luck with the application .
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
Post Reply
3 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”