At this stage do i have to get a estate agent to value my property ?
My property has equity but i very much doubt my bank will let me remortgage as they are one of the creditors i owe money too. I am stressing my self out with all the information I am reading.
My original debt was for £13,298.26. I am paying £100.00 a month . I have never missed a payment, I have also submitted all the PPI on the accounts I had, except for one which is running alongside my mortgage should i fall out of work, I have had Payment Protection Insurance on my mortgage from day, one It wasn't missold to me, I requested it the day my mortgage was in place , its a safety net as I am a single parent without this i simply wouldn't have been able to support mortgage payment when i fell out of work 5 years ago, luckily it was only for 5 months.
My Partner has offered to gift me £2000 which would cover the 72 months plus a year in lieu, I would be very grateful for any advice on how to approach the matter, I have tried to contact dfd but gave up after been
on hold for up an hour, would sending a email be better?
I Account for ever penny, even though when i started the iva i had more funds, i.e child tax credits, child maintenance. when that all stopped I had to recalculate my finances.I never want to be in this situation again. If i want something save long and hard, do things the old fashioned way .
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