Being an ex insolvent, I have a few questions please:
Grant Thornton no longer do IVA's and all business in 2015 went to a new company Aperture i believe
If my iva was with MD & C then Grant Thornton but completed in 2014, have any of my supervisor rights been passed on to Aperture. Do i have to legally deal with Aperture as my "Supervisor" Mark Allen from G T sent me a letter to say his duty as supervisor was now finished and i had successfully completed my IVA
Secondly, My equifax credit report now states me as Excellent. I am no longer on the insolvency register. Do I have to legally tell anyone including companies that i was insolvent unless its to apply for a loan or finance. A copant recently wrote to me about a ppi issue many many years ago and asked if i had ever been bankcrupt or insolvent or had an IVA. do i have to tell them or is it my responsibility to try find a supervisor who originally dealt with my IVA
As for "that" question ---- honesty is the best policy as it does appear that there are archival records which some companies have access to, though I have no idea what / where these are. Personally, after all the stress of debt and then the IVA itself, I would not want to spend a few years wondering if I was going to get caught out in a lie. But it is up to you.
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