When you apply for an IVA, if you already know all of your creditors do the IVA companies do a credit check? I know that most do an identity check, what kind of information do they recieve in an ID check?
An ID check is simply to find out if you are who you say you are. You will need to give them details of all of your creditors and they will check that out. They don't do a credit check as such, they already know you are insolvent.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Yes, some do a check which includes your identity, for anti money laundering purposes, and your creditors details so that they have an accurate list of your debts. It should be a soft search and if you ask them I'm sure they would send you a copy of whatever they get.