Also how many years before we can have a normal bank account as Lloyds will only give debit card with no overdraft facility, hopefully never needed but still feel viewed as second class customer. Would it be better to move my funds elsewhere.
As regards your bank - try Nationwide or Co-op for a full account. We have 2 accounts with debit cards and cheque books. Still have no overdraft on either and don't want one either.
Regarding the bank -- this varies from bank to bank, according to their own internal policies. I upgraded with mine (Co-Op) as soon as my credit files cleared up, which should be, in most cases, 6 years from the start of the IVA. I had no issues and was even offered a credit card at the same time.
Who is onlineUsers browsing this forum: No registered users and 12 guests
Ask the IVA Experts a QuestionSimply complete form and you will get an answer from our IVA Experts (multiple replies within an hour *)
* Any use of this forum is conditional on you having read and agreed to our terms and conditions.
* If you enter your phone number, Vincent Bond and Co Ltd will give you a courtesy call to ensure that your question has been answered.
* The question will be posted on our forum, we will email you the location