His name is still on the mortgage and a personal loan linked to house she has been paying both since she has applied for a repayment mortgage with Halifax in her name only they had agreed loan but their solicitor Optima have said ex partner is declared himself bankrupt so they cannot recommend loan to Halifax her ex says he has completed the iva he took out 8 years ago his name does not appear on the national iva list i checked could his credit file with eqiufax just need updating
Insolvency Register here: https://www.insolvencydirect.bis.gov.uk/eiir/
Credit file info here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
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