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JLP80

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Post by JLP80 » Mon Jul 12, 2010 9:45 pm
33 months in and ive never ever spoke to my IP - I sometimes imagine she maybe doesnt even exist - I looked her up. She does,
It would be nice to feel i wasnt just a number. Still its all over now
 
 

kallis3

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Post by kallis3 » Mon Jul 12, 2010 9:50 pm
Spoke to mine on the date of acceptance but that's been it. Fortunately I haven't needed to speak to him. Been quite happy with the case workers.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

JLP80

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Post by JLP80 » Mon Jul 12, 2010 9:56 pm
I know I feel very lucky to have had my variation accepted and I should be more grateful, hopefully it will all go smoothly and quickly from now on
xx
 
 

Lusso1979

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Post by Lusso1979 » Mon Jul 12, 2010 10:22 pm
That really is great news Jen!! I am absolutely thrilled for you :-) Sleep well tonight and I hope that things start to look up for you now xxx
 
 

Lusso1979

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Post by Lusso1979 » Mon Jul 12, 2010 10:29 pm
Sorry Jen - quick question! What was the total difference between what you have paid and what they expcted back?? I am beginning to get increasingly anxious as my date looms.... Still got over 2 weeks....don't know how I am going to cope, with everything else that is going on..... I was taken to hospital on Thursday and was kept in over night.... they have put it down to exhaustion - still not sleeping and the side effects to the medication that makes me dizzy and makes me sick...
 
 

JLP80

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Post by JLP80 » Tue Jul 13, 2010 4:56 pm
Hi Lusso,
I originally was supposed to pay in 60 x 421 = £25260. My fees were around the £7000 mark and the expected dividend to creditors was 36p in the pound.

I offered 30 x £421 = 12630 + £7500 (from parents) which totals £20130 but then my fees went up to £8000 and the dividend went down to 21p in the pound.
So it went from around 18000 being shared to 13000 being shared amongst my creditors. (around 5k less i guess)
I know most of my debt had been sold on to Max Recovery and Eversheds though so not sure who got to vote on what to accept.

Really hope yours goes ok for you and the time until your meeting passes quickly
xxx
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