Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
No, but it could potentially be easier if he does as it would just be the one IP to deal with, they'll already know your circumstances etc, joint and several liabilities will be easier to manage, and so on.