we are married but i am the one with the debt
however 1 Creditor has put a clause in it
1. Wife must be activily seeking work ( she has epilpsy ) just provided proof today
my wife doesnt not have any debts and i applied as Single Debt, my wife doesnt work due to the nature of her epilepsy and feel that the creditor is forcing this decision for me to accept it so that the IVA is active
at present i have accepted the clause simply due to the fact i have provided proof my wife shouldnt work
due to her disability
i really hope the creditor accepts the diagnosis letter
at this point i dont know what to do if they regect it
can i ask my IP to remove that creditor and pay back my debt to them normally but at a higher rate
Ask for a definition of "Actively seeking work" ... if loose enough you could just fudge it.
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