I had an IVA from September 2009 to completion date November 2012 ( i skipped a couple of months so it was extended ) plus a year was added on for the PPI nonsense
My question is I am applying for a new job and that asks on the form have you had a CCJ in the last 6 years
Does that mean I can answer a No as the CCJ was back in September 2009
Or do I have to say yes as the IVA was still running in the last 6 years ( finished Nov 2012 )
I completed it fully as required and I have had a credit card again for the last 2 years my credit history is 100% clear and no issues
What do I put on the job application form a yes or a no as if Ianswer yes I dont get the job I wrote a letter to explain all of this and was 100& honest about it
Some ask "Have you ever had an IVA " --- so the answer would be "Yes".
Some ask " Have you entered into an IVA in the last 5 years?" -- so the answer would be based on the start date (date of entering the IVA ).
Some ask "Have you been in an IVA in the last 5 years?" --- the answer here would refer to the date the completion certificate was issued.
A "Yes" answer doesn't always mean you won't get the job.
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