Drum roll.....
- 1
- 2
17 posts
Page 1 of 2
- recovering
- Posts: 1584
I think..... I really think I have done it!!! Notice of correction has been removed...... I had to sit down!
- recovering
- Posts: 1584
I think my credit reports are all clean....
- recovering
- Posts: 1584
I just wondered the best way to go about things now? Will applying for a normal bank account with CO-OP affect my credit rating? Does the badic account flag anything? I am not sure whether now my report is clear I am sensible in trying to get a car on PCP ?
recovering wrote:I just wondered the best way to go about things now? Will applying for a normal bank account with CO-OP affect my credit rating? Does the badic account flag anything? I am not sure whether now my report is clear I am sensible in trying to get a car on PCP ?
I banked with the co-op, using a cashminder account, all through my IVA. When my credit record cleared up I went in and asked to convert to a current account as I needed a cheque book. They did it right away and also offered me a credit card at the same time.
- recovering
- Posts: 1584
Foggy wrote:recovering wrote:I just wondered the best way to go about things now? Will applying for a normal bank account with CO-OP affect my credit rating? Does the badic account flag anything? I am not sure whether now my report is clear I am sensible in trying to get a car on PCP ?
I banked with the co-op, using a cashminder account, all through my IVA. When my credit record cleared up I went in and asked to convert to a current account as I needed a cheque book. They did it right away and also offered me a credit card at the same time.
I was nearly all the way through my online application and panicked! There is no branch near me now so I think perhaps I will ring rather than do the online application.
It is all a bit scary!
- recovering
- Posts: 1584
MerlinL14 wrote:Asda is open until 8PM, still enough time to pop out and get a couple of bottles of plonk. I really hope you have got over these hurdles now.
Thank you! Seems like an age but compared to 6 years it isn’t is it? May wait and see whether my score jumps up in 10 days at next update
- recovering
- Posts: 1584
Foggy wrote:Fingers (and everything else) firmly crossed !!
Thanks Foggy
- recovering
- Posts: 1584
kallis3 wrote:Brilliant!!!
Thanks!!!
peersie wrote:hi sorry to be a party pooper,id wait until your off the insolvency register[3 months]
i tried to change my basic natwest account to a normal one and got knocked back all my
credit files are ok ,thats the only reason i can think of for the refusal
peersie
Something amiss there, Peersie. If you are still on the register your credit files shouldn't be clear as the IVA will show up under court information.
- recovering
- Posts: 1584
[quote="peersie"]hi sorry to be a party pooper,id wait until your off the insolvency register[3 months]
i tried to change my basic natwest account to a normal one and got knocked back all my
credit files are ok ,thats the only reason i can think of for the refusal
peersie[/quote
I am off the register and have just got my files sorted
i tried to change my basic natwest account to a normal one and got knocked back all my
credit files are ok ,thats the only reason i can think of for the refusal
peersie[/quote
I am off the register and have just got my files sorted
- 1
- 2
17 posts
Page 1 of 2
Who is online
Users browsing this forum: No registered users and 20 guestsAsk the IVA Experts a Question
Simply complete form and you will get an answer from our IVA Experts (multiple replies within an hour *)* Any use of this forum is conditional on you having read and agreed to our terms and conditions.
* If you enter your phone number, IVA.com Group Limited will give you a courtesy call to ensure that your question has been answered.
* The question will be posted on our forum, we will email you the location