I know I can continue with the status quo if it doesn't go through but I'll be gutted as I was really hoping to put this behind me.
Slightly off the point -- but I notice CF are getting a few adjournments recently, due to un-informed creditors.
Might just be me....
Waitingforship wrote:I always knew that trying for an Early Exit Loan in an IVA was not going to be a popular option on here. I thought long and hard before I bit the bullet and went for it. In fact I talked myself out of it a couple of times. However for me, despite the additional five payments. It makes financial sense. I have a shed load of overtime looming on my horizon. I also have some on call payments coming soon as well as a claim for married Tax Allowance and a very elderly relative who has named us in the will. (I'm not wishing her ill) I've learned a lot by being in an IVA and I would honestly say I'm a better person because of it. But one thing I've definitely learned is that each person has a different journey when they enter into this thing. There is no right and wrong. We are all just trying to get through as best we can. So I get those that don't get why I've gone down this route. I totally get where you are coming from. But please don't judge me because I have taken a different route. I promise you my journey has been just as hard.
I don't think you are being judged. As you say, each journey is different. In some cases it works favourably. In others where the figures don't quite stack up, it might just be that the IVA was driving the person mad and they need to get out of the arrangement.
None of us here are privvy to the whole picture of each others lives and the circumstances which affects their choices and, even if we were, it would not be our place to judge.
The main thing is that people get the result they want.
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