Early settlement accepted

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mumof3

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Post by mumof3 » Sun Mar 07, 2021 3:10 pm
I got good news this week that my early settlement has been accepted. I don’t need to pay anymore payments to my IVA and they’ve said up to 3 months for completion certificate. I know my credit is still shot till it drops off record but I feel so much better about it all. My IVA has taught me how to budget properly and I even have savings in the bank! Thanks for all the help on here I’ve received.

Foggy

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Post by Foggy » Sun Mar 07, 2021 3:19 pm
Congratulations ! Yes, the habits do tend to stick.

Onward and upward :D
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Sun Mar 07, 2021 4:24 pm
Brilliant news - well done!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

mumof3

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Joined: Thu Nov 30, 2017 2:35 pm

Post by mumof3 » Sun Mar 07, 2021 5:27 pm
Thank you guys :) it couldn’t have come at a better time too, husband is having a lot of over time, so we are sticking all the extra money in to our savings :)

plasticdaft

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Post by plasticdaft » Mon Mar 08, 2021 8:31 am
Brilliant news. Its amazing how you get a savings bug after going through such hard times.
My son was a teenager when we went through our insolvency and I'm so pleased even he learned lessons on how not to run his finances due to our mistakes.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.

mumof3

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Joined: Thu Nov 30, 2017 2:35 pm

Post by mumof3 » Tue Mar 09, 2021 10:40 am
Mon Mar 08, 2021 8:31 amplasticdaft wrote:
Brilliant news. Its amazing how you get a savings bug after going through such hard times.
My son was a teenager when we went through our insolvency and I'm so pleased even he learned lessons on how not to run his finances due to our mistakes.
It’s really great to learn better habits! Plan is to save now so we can move to a bigger house once we can get a larger mortgage in a couple of years maybe.
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