My arrangement has a clause allowing me to defer £1000 to replace it. But from a quick search online - Autocar and Pistonheads - I will really struggle to find a car that will be reliable for the next 4 years.
My credit controller will not budge on deferring any extra payments.
She saw my problem and even suggested I breach the agreement for a month to make up the extra. There's no possibility of borrowng from my nearest and dearest as I was told I can't put down repayments on my expenditure.
Any suggestions? Any ideas where to look for a cheap banger?
Oh no thats not fair is it. I must admit its something that worries me. ours is in tomorrow for its MOT. Maybe try any local auctions and take along someone who knows a bit about cars. You might be able to get something cheap enough to last.
It sucks. I can't believe breaching my agreement is an option...sometimes the only thing keeping me sane is knowing that I am on top of my finances. It's just not worth it, I even feel physically sick about the deferred payments because it's putting me back.
How are you getting on with your proposal? do you think an IVA will work for you?
There are local auctions and I may just know a mechanic who would do a favour for me. Fab idea martgoingmad...now I'll just keep my fingers crossed for a blue Fiat Punto to come up with one careful lady owner and 10,000 on the clock LOL!!!
Hi antm - I am starting a new job and will need a car as the journey is 30mins car/ 2 hours with 1 tube and 1 bus. My hours will also vary quite a bit. My biggest concern is Xmas as I only get the big day off so will have to travel from London home to kent on Xmas eve evening and be back in London early boxing day morning to start the sales.