Employment - Application Form Credit checks/searches

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Jellybeans

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Joined: Thu Dec 31, 2020 2:24 am

Post by Jellybeans » Mon Apr 26, 2021 6:42 am
Hello

I just wanted to let you know my full and final iva was paid very recently so all I am waiting for is my completion certificate.

I've been made redundant and have started applying for jobs within financial services. I had a telephone interview fir a Team Leader role and proceeded to the next steps which is completing an online application form. One of the questions that is being asked is

" do you or have you had any judgments and/or been discharged from bankruptcy "?

Do I need to tell them I was in an iva which has recently been paid off as full and final as they will be do credit checks.

Can anyone offer any advice or guidance please.

Thanks

Foggy

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Post by Foggy » Mon Apr 26, 2021 6:59 am
The answer to that question as worded, is strictly "No" --- an IVA is not BR, nor is it a court judgement. But, I would be inclined to mention the IVA first as they will see it and arguing semantics at a job interview might not be the way to go.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Jellybeans

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Joined: Thu Dec 31, 2020 2:24 am

Post by Jellybeans » Mon Apr 26, 2021 9:45 am
Thank you Foggy for your reply.

I'd like to be very transparent but because it's an online application form with a Yes or No tick box it doesnt allow me to add any comments. So I'm big sure what to do. I agree with you I'm better off telling them upfront rather than having to argue /justify why I never disclosed it in the first place.

Foggy

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Post by Foggy » Mon Apr 26, 2021 10:00 am
In that case, I would tick "No" .... yes to the BR bit might be a complete no go without the chance to explain yourself.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Jellybeans

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Joined: Thu Dec 31, 2020 2:24 am

Post by Jellybeans » Mon Apr 26, 2021 10:06 am
Thank you Foggy.

I will tick the No box for now and see how far I get. I will contact the company and have a discussion with the HR dept too.

Thanks again

Foggy

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Post by Foggy » Mon Apr 26, 2021 11:22 am
Best of luck with the application (s) :)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Jellybeans

Posts: 15
Joined: Thu Dec 31, 2020 2:24 am

Post by Jellybeans » Mon Apr 26, 2021 9:35 pm
Thank you Foggy 😊

kallis3

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Post by kallis3 » Mon Apr 26, 2021 9:49 pm
Good luck from me as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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