Mon Apr 25, 2022 6:19 pmFoggy wrote:
Mon Apr 25, 2022 6:13 pmwakeywakey wrote:
And if Unity already know this, why put us through this hell?
Unity have to "put you through this hell" because that is what was agreed by you and your creditors at the outset. Speak to Select --- they are easy to get on with. And, no, Unity won't know what someone can afford, or what is even available on the market --- it is not their field of expertise.
Surely they must know if and what someone can afford before they send this to the brokers?
I just don't get it!
I'm sorry, but I disagree with you. Unity know everything about me, far more than a broker, so they know that I simply cannot afford a loan or a remortgage.
If I am asking them for a reduction 2 months ago due to shortages in expenditure, then obviously I am seriously under pressure. Which part of "not coping" do they not understand.
Even if Select find we can't afford anything and we have an extra 12 months iva payments, I will still think it's a disgraceful way to treat someone.
I've played the game for 5 years nearly, gone without food, household goods etc. My boiler is non efficient but I can't afford a new one. All for someone who I never heard of to tell me I have 40k equity which the creditors desperately need, oh "and you agreed 5 years ago", come on, anyone would agree to near enough anything to get their IVA passed wouldn't they, doesn't mean they ever thought it would happen?