IVA has been going fine since August this year most of my accounts are shown closed / subject to the IVA however everyday loans is just showing late / missed payment every month and is the only one that’s not closed is there a reason why ?
They are under no compulsion to mark it closed (when, actually, it isn't anyway). But, it makes no difference for the next 5 years or so. It is still early days, but, in due course, make sure that any defaults are correctly dated as being on or around the IVA start date.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk