Ex is in an IVA that is affecting me

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ginger3242
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by ginger3242 » Wed Aug 22, 2018 8:05 pm
Thanks Foggy - I could not find that information when i was looking !!!!
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Sanjay.07
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by Sanjay.07 » Wed Aug 22, 2018 8:44 pm
I am basing it on facts and have evidence. I have letters from her solicitors detailing all her loans and now further letters detailing one loan having been paid off as it was with the same Bank she had her mortgage with. So before being caught out she has paid this loan off. Thereby showing her guilt. The property was transferred to her brother for no consideration. Then she entered into what seems a DMP which she is still paying off just over £5000 left. Seems unfair considering she has savings over and above this amount and her wages are £20,000 p.a.
Thanks all for advice. I will look into the making someone Bankrupt part.
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Lisa Thomas
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by Lisa Thomas » Thu Aug 23, 2018 10:23 am
You need to be owed over £5k (or join up with another creditor) to issue a petition to make her Bankrupt.

You will likely first need to issue a Statutory demand but might need to get a CCJ before then, depending on what the debt relates to and whether or not it would be disputed.

It will cost you several thousand pounds to make her Bankrupt and there will be significant costs involved.

However as I said above the Trustee would have the power to investigate and potentially overturn the transaction.

I can recommend a specialist insolvency solicitor if you think this could be a runner..
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kallis3
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by kallis3 » Thu Aug 23, 2018 10:30 am
I think they would overturn it as I also said but you do need to take legal advice. You can have some free legal advice from certain solicitors.
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