Expenditure and Budget

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AMB123

Posts: 5
Joined: Sun Aug 29, 2021 9:06 am

Post by AMB123 » Fri Sep 03, 2021 1:38 pm
Hi All
I recently got an IVA in March 2021 - I wasn’t guided very well into it and have since have had disaster and sleepless nights thinking about it!

I have redone my expenditure today and sent it in for a review - the reason I struggle is I forget to keep an eye on what I’m spending! I was thinking a good idea would to be - pay for all my direct debits from my bank account - anything after that so things such as shopping, cleaning, clothing, hairdressing etc I could take out of the bank and have separate tins / wallets - I wanted to know before I do this can I get into any trouble for it? Will they request to see receipts (so I know to start keeping them) - the last thing I want is to get to my annual review and have to start providing receipts for things I haven’t kept.

I guess in short my question is - can I pay for everything other than direct debits in cash to keep a closer eye on what I have and if so will there be any questions on it?

Hope someone can help!
Thanks!

Breezy

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Posts: 42
Joined: Thu Jun 24, 2021 10:04 am

Post by Breezy » Fri Sep 03, 2021 2:48 pm
Have a look at this thread : paying-by-cash-t92039
I am not qualified to give advice and can only state my opinions, based on my IVA experiences.
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