I am part of the team here at Freeman Jones. Thanks for the post. Given all that you've had going on, it is no wonder that you've lost track of where you are with your IVA. There are lot of different factors at play here, we need to look at your equity position, but it sounds like we also need to review your income and expenditure to see what you realistically could afford to pay into your IVA.
The best thing really is to give us a call and we can do a thorough review of where you are at, and look at what needs to happen to get you to the end of your IVA successfully.
I hope that helps!
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