I thought i’d post a message to help people see the light at the end of the tunnel.
Last week, I received my completion certificate after paying my last payment into my IVA in September 2020. My IVA was with McCambridge Duffy and I found them very easy to deal with and very supportive and responsive to any queries I had. My IVA was extended due to the equity release clause but this was handled quickly and efficiently by McCambridge Duffy.
I ended up pay back just of 45p in each Pound. Ideally, I would have liked to have paid more back from a personal pride perspective but in reality that was not possible.
I now most of my defaults have now disappeared and i’m now waiting for the IVA to show as completed then it’s time to remortgage and save some money...
This is the first Christmas I have paid for all the presents with money I have saved and the feeling is fantastic and I still have some money in the bank..not a lot admittedly but that’s not the point....
To everyone who is in an IVA please hang in there and try to keep positive. The feeling at the end is great when that certificate arrives.