I have just completed a divorce from my husband who has told me he has filed for IVA. He owes me £14,500 for debts I paid off on his behalf whilst we were married he confirmed he would re pay (in writing).
I am applying for a financial consent order, but he doesn't think this applies as he has filed for IVA and couldnt pay me back what is owed.
I would say go for the order regardless. If nothing else it would firm up your status as a creditor, allowing you to get at least a dividend. Your solicitor would be better placed to advise.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014