I'm applying for a new job , the employer has pre employment screening... and the dreaded question is there.... have i EVER had bankruptcy/iva etc..... ?
I am clear now 6 years since agreement - nothing showing on insolvency register or the main credit agencies.... What do i say? This is a fairly senior role and i fear for my chances if i declare it ......
Thought i was done with all this
The problem is with that word "ever" --- the answer is, of course, yes ! As you say, it does not show on the credit files or register -- but I am sceptical about archived records lurking somewhere !!
First your own moral compass will decide whether you say yes or no -- then it will fall to whether they already know themselves and what they think if the answers conflict.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
