Hi, I am trying to get a hold of my finances and am considering an IVA but I am sure there are creditors that I owe money to but don’t have any details for. Is it possible for this to be found out and be covered by the IVA? Thanks
You need to check what you owe to who, your IP will beunable to do so. First port of call ( but not infallible) would be to get a copy of your credit files from each of the credit reference agencies --- they will show debts that have been reported to them, but not every debt. Other than that tyry to get copies of past bank statements and see who you have been paying.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk