I had trust deed with credit fix I paid £146.for 36months without missing a payment when that was finished I applied for a letter of discharge after numerous phone calls I eventually spoke to someone who said I would have to send in a recent mortgage statement which I did.3weeks later they sent me a letter to say that I would have to pay £146.for another 24 months as I had enquiry in my house and my creditors wanted more money.previously when I phoned about the discharge they said that they were waiting for my creditors to get back to them.
I take it you live in Scotland? I know that a trust deed usually does run for three years but not sure whether or not they take equity into account.
Hopefully one of the experts will be along to advise.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.