First payment before IVA approved?

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Kayee

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Post by Kayee » Mon Mar 09, 2020 12:02 pm
I just got a miss call from a creditor

Kayee

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Post by Kayee » Mon Mar 09, 2020 12:17 pm
I called them they are still in the meeting

kallis3

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Post by kallis3 » Mon Mar 09, 2020 12:57 pm
They may well be trying to get more votes. I would ignore calls from creditors.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Kayee

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Post by Kayee » Mon Mar 09, 2020 1:27 pm
Can’t rest until I know whether it’s a yes or no. I suffer from anxiety too so it’s making it worse. I know 2 of my creditors with the smallest amount of debt has been harassing me non stop. Barclays did terminate my online banking. So hoping they agree and hsbc knows my situation as I have always made them aware as I haven’t made payment to them for nearly 6 months.
The worst day of my life.

kallis3

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Post by kallis3 » Mon Mar 09, 2020 1:43 pm
Just keep pestering them for an answer.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Kayee

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Post by Kayee » Mon Mar 09, 2020 1:44 pm
Still no answer

kallis3

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Post by kallis3 » Mon Mar 09, 2020 1:52 pm
Keep at them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

SteveUK

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Post by SteveUK » Mon Mar 09, 2020 3:06 pm
And regarding creditors calling you, just refuse to answer any security questions. They will whine, plead and try to bluff you that it is to your benefit. Just stick to your guns and tell them to write.

SteveUK

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Post by SteveUK » Mon Mar 09, 2020 3:07 pm
That applies after the IVA is approved as well.

Kayee

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Post by Kayee » Mon Mar 09, 2020 3:48 pm
Still no call and it’s 4pm can’t even call them because kids are home from school

Kayee

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Post by Kayee » Mon Mar 09, 2020 5:16 pm
I just got the call. They have approved my Iva with modifications. Creditors wanted an extra 12 months added to the IVA because the payment is only 94.00. Which I agreed to. Some of them didn’t vote.
Thankyou all for helping me and helping me throughout the day.
Just want my debt free life

kallis3

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Post by kallis3 » Mon Mar 09, 2020 5:38 pm
Excellent news! Glad you have been sorted
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Colin351973

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Post by Colin351973 » Mon Mar 09, 2020 6:27 pm
Congratulations you can relax now it was my worst day also .Relief now you can relax a little

Kayee

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Post by Kayee » Mon Mar 09, 2020 6:29 pm
I know fresh start can sleep tonight I haven’t slept properly in ages. Thankyou for al your support.

Foggy

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Post by Foggy » Mon Mar 09, 2020 6:30 pm
Great news ! In the grand scheme of things and extra 12 months,though annoying, is nothing really and you will be surprised, going forward, how quickly time passes (not always a good thing, but in this case welcome).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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