I can't believe how quickly the time has flown by now I am not constantly stressed. I figured out my payment to date and marvelled at such a figure, £2500 gone out already. Quite scary to think I was paying that to debts in the past (and more!) and yet never making a dent into repaying them. In 4 years I will be able to start to save that kind of figure!
Last year my blood pressure was sky high with worry and I wasn't sleeping well. I admit it's no bed of roses, but sleep and blood pressure are greatly improved, diet is better now I can shop properly, I have actually lost weight as I am eating more healthily and planning meals. Sometimes I smile to myself as I walk between the big supermarkets as I know I can get my deodorant £1 cheaper on offer over the road in the other one (luckily they are all quite close together) and the walking is good for me. Especially for the odd branded bits, I plan before I go out and check online to see where I can get the items at the lowest cost. And of course, Aldi is my friend.
Also, thanks to this forum as I often lurk and read posts (even those spammers posting at 5am!) I feel I have learned so much along the way, and recently seen so many positive happy outcomes of completions. I'm enjoying a positive moment tonight, despite work tomorrow, and may even have a glass of amaretto (not had a drink in months!)
A lot depends on attitude as well --- work with the IVA and roll with it. Save a lot of angst !
And those spammers ---- luluj usually manages to shoot the early risers down and Kallis and I catch the stragglers
Could be me writing that a few years ago!
We are now at the end and fingers crossed waiting a CC through the post in a few
weeks/months time! (sooner rather than later i hope!)
So glad you are settling into it. The first half seems to drag a bit but the second half flies by!
And Im also glad Im not the only one who sees the multiple spam posts at silly oclock!!!!!!!
Take care and hope you have a smooth iva journey
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