Frozen account

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lisa294

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Post by lisa294 » Sat Nov 07, 2020 8:27 pm
Hi, my partner and I are goin through the process of an iva, it should be sorted on Friday for definite. Ive come to use my bank today and its been frozen 😢 im with Halifax but my partner has debt with them. We were told I could keep my account as it isn't classed as my debt with them. What do I do? Ive been told by the bank that the person dealing with my iva will help me and unfreeze my account. Is this correct?
Thankyou

Foggy

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Post by Foggy » Sat Nov 07, 2020 8:37 pm
Basically they have followed bankruptcy procedures in error and have frozen the account to the order of the OR ( which doesn't exist in an IVA ). Your IP needs to give them a tinkle and tell them to release the account as they have frozen it by mistake.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

lisa294

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Post by lisa294 » Sun Nov 08, 2020 8:22 am
Thankyou so much for your reply 😊 you have put my mind at ease. Do you know how long it takes to unfreeze once the call is made?
Thankyou

Foggy

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Post by Foggy » Sun Nov 08, 2020 9:35 am
That will depend on the bank and it's systems -- in theory it should only take a button push. But finding the qualified and duly authorised button pusher is the trick.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

lisa294

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Post by lisa294 » Sun Nov 08, 2020 9:52 am
Thanks again 😊 hopefully it wont take too long as I need to pay a couple of bills 🙄 ill be glad when all this is sorted out

lisa294

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Post by lisa294 » Sun Nov 08, 2020 7:01 pm
Hiya, weve just found out that my partners bank account with Halifax has been frozen, as some of his debt is with them. Is there anyway he will be able to recover the money in there as it is for rent. He was in the process of transferring it over to find out its frozen 😢

lisa294

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Joined: Sat Nov 07, 2020 8:27 pm

Post by lisa294 » Sun Nov 08, 2020 7:25 pm
Hiya
Me and my partner are in the process of gettin an iva, this is due to be confirmed on Friday. My partners debt is with Halifax and hes just come to transfer the rent money over to his new bank to find out halifax have frozen his account 😢 will we be able to retrieve this rent money back? Im goin to called the people dealing with the iva tomorra but will they be able to unfreeze it?

Thankyou

lisa294

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Joined: Sat Nov 07, 2020 8:27 pm

Post by lisa294 » Sun Nov 08, 2020 8:09 pm
Hiya, me and my partner are currently in the process of an iva, this should be confirmed on Friday. Some of my partners debt is with Halifax and hes come to transfer the rent to his new account to find out that Halifax have frozen his account. Are we able to get this money free? Its our rent money 😢
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