I have been in an iva for 4years and have used the clause already to add 9 months to the end of iva due to relationship break up.
My iva was originally high 74,000 and was voted in and accepted based on 81p in the pound being repaid.
Iva proven balance is 62000
I had paid 32000 so far and then in Mar was made redundant and due to the iva clause had to pay most of my severance into the plan. Another 18.500
So far I have paid in 54500 including my redundancy and due to health issues would like to propose an F and f
My iva firm informed me that my redundancy is treated as a windfall and not part of my planned payments
I was wondering what you thought if my girlfriends family are offering a one time payment of 6000 so my total would be close to iva proven balance
My health is not good due to stress from iva and redundancy and they want to help me
Do you think 6000 is a good offer as my iva firm are saying my iva is moved from 81% to 100% now due to my windfall, redundancy.
Thanks in advance