Hi my friend has offered me some money to pay off my remaining Iva debt for a full and final settlement offer. I currently own £4950 to Ebenegate, what is a realistic offer for my friend to offer?
So, you are saving around three years of messing around. Three years of creditors accepting small, regular payments which cost them to process.
Now, with most firms we would suggest offering a lower amount to reflect these savings, but Ebenegate will push for the full amount as an offer. With most firms I would say to offer £3500 - £4000.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Remember --- the fees they get are directly related to the IVA payments you make ...just saying !
Ebenegate are in the same group of companies as one that has already been criticised in court, by the judge, for putting their fees ahead of the interests of the client.
On the screenshot front, all firms require evidence of the funds and the donors identity for money laundering regulations.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Is it normal once you have sent all the documents they request for a full and final offer ie: letter from donor, proof of funds
Etc for them company to go quiet?
It can happen sometimes, give them a nudge to see how things are going.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
All set for august for the meeting. Checked all my debts and apart from HMRC they have all be bought by debt agency’s. Judging by a lot of the comments I’ve read that seems promising for myself as they no doubt bought them at a very cheap rate
