Hi, I was just looking for some advice on a full and final offer.
I have £8.675 left to pay and my partner has offered to pay £6,000 as a full and final payment, is this enough to offer ?
I have two years left, I have six payments of £262 I had an extra payment to pay cause I did some over time so had to pay it back monthly.
One payment of £221
And 18 payments of £396
My iva was for six years, they added an extra year cause I have a car on finance.
You should try and offer as close to the original amount as possible but you can but try to make your offer. Don't forget you will have fees to pay on top and it will take a couple of months to go through.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk