Gambling and my annual review

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janet798

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Post by janet798 » Wed Jan 02, 2019 5:34 pm
I'm doing my 1 year iva review but i have some gambling on my bank account what will happen?

Foggy

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Post by Foggy » Wed Jan 02, 2019 5:40 pm
The odd flutter here and there will probably not be noticed. Any large wins (usually over £500) should also have been declared and paid to your IP. However, if gambling led to your debt in the first place therecould be an issue. What sort of amounts are we talking ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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janet798

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Post by janet798 » Wed Jan 02, 2019 9:09 pm
I never won anything just had gambled 50 pound on 1 bank steatmemt and 40 in a nother but never 1 anything to declare

kallis3

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Post by kallis3 » Wed Jan 02, 2019 10:32 pm
Should be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

janet798

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Post by janet798 » Wed Jan 02, 2019 11:05 pm
kallis3 wrote:
Should be ok.
I hope so dont no what would happen if i dont get my review

luluj

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Post by luluj » Thu Jan 03, 2019 6:08 am
It will be ok ... hopefully the regularity of it will not even show up and they won't raise any concerns.

If you feel that your allowances are tight and have led you towards gambling then ensure during the review each of your allowances are reviewed and where necessary seek an increase. Try not to let the gambling take hold on a regular basis if you can.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Lisa Thomas

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Post by Lisa Thomas » Thu Jan 03, 2019 10:05 am
How much have you been gambling - what sort of sums?

This could be a breach of your IVA terms so I would suggest that you stop gambling.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

janet798

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Post by janet798 » Thu Jan 03, 2019 10:16 am
Around 40 or 50 pound it was been worried that much have been sick over it never won anything to declare i have stop now

Lisa Thomas

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Post by Lisa Thomas » Thu Jan 03, 2019 10:31 am
£40-£50 in total or each time you play?

Hopefully it won't be an issue, but if its regular amounts I would query where the funds are coming from to pay for it?
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

janet798

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Post by janet798 » Thu Jan 03, 2019 10:43 am
Thank you for all reply it helps alot just wish i had a payplan set up instead thank it would have been better than iva i had 5 creditors now im down to 3 due to couple of them was set up as payplan and my iva didnt seem to mind

janet798

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Post by janet798 » Thu Jan 03, 2019 11:29 am
Lisa Thomas wrote:
£40-£50 in total or each time you play?

Hopefully it won't be an issue, but if its regular amounts I would query where the funds are coming from to pay for it?
In total have stop last month but im scared that its not going to be good news when i send all in next week

janet798

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Post by janet798 » Thu Jan 03, 2019 11:46 am
luluj wrote:
It will be ok ... hopefully the regularity of it will not even show up and they won't raise any concerns.

If you feel that your allowances are tight and have led you towards gambling then ensure during the review each of your allowances are reviewed and where necessary seek an increase. Try not to let the gambling take hold on a regular basis if you can.
Thank you so much for your reply very much appreciate

janet798

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Post by janet798 » Thu Jan 03, 2019 11:46 am
Foggy wrote:
The odd flutter here and there will probably not be noticed. Any large wins (usually over £500) should also have been declared and paid to your IP. However, if gambling led to your debt in the first place therecould be an issue. What sort of amounts are we talking ?
Thank you for your reply very much appreciate

janet798

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Post by janet798 » Thu Jan 03, 2019 11:47 am
Lisa Thomas wrote:
How much have you been gambling - what sort of sums?

This could be a breach of your IVA terms so I would suggest that you stop gambling.
Thank you for your reply very much appreciate

janet798

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Post by janet798 » Fri Jan 04, 2019 3:14 pm
Can i ask when your on a iva and you have a creditor who has sold it on to a other company and they have ask you to set up a payment plan and your iva manger gaves the go ahead is this ok
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