Getting a mortgage once IVA is off my record

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katie955

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Post by katie955 » Fri Oct 04, 2019 12:21 pm
Just wondering if my partner and I will be able to secure a first time buyer mortgage with help to buy scheme once the IVA is off my record on 15/01/2021. I'm 44 and my partner is 52 and I'm really worried about our future. I paid it off early in October 2017. We looked at getting some information but at the moment no one will touch us even with a £14000 deposit.

kallis3

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Post by kallis3 » Fri Oct 04, 2019 1:17 pm
You may struggle at the moment but have a word with Shaun or Ryan to see if they can advise. Details under the experts link on the left hand side of the page.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Fri Oct 04, 2019 1:20 pm
Similar issue and the responses will apply here too, in this thread: help-to-buy-mortgage-post-iva-t88292
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shaun Vickery

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Post by Shaun Vickery » Thu Oct 10, 2019 11:00 am
It's entirely possible but mortgage criteria is constantly evolving - probably best to check back nearer the time
Highly Commended at the British Mortgage Awards. For individual mortgage advice go to http://clients.theselectpartnership.co.uk/
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