Getting a mortgage once IVA is off my record

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Post by katie955 » Fri Oct 04, 2019 12:21 pm
Just wondering if my partner and I will be able to secure a first time buyer mortgage with help to buy scheme once the IVA is off my record on 15/01/2021. I'm 44 and my partner is 52 and I'm really worried about our future. I paid it off early in October 2017. We looked at getting some information but at the moment no one will touch us even with a £14000 deposit.


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Post by kallis3 » Fri Oct 04, 2019 1:17 pm
You may struggle at the moment but have a word with Shaun or Ryan to see if they can advise. Details under the experts link on the left hand side of the page.
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Post by Foggy » Fri Oct 04, 2019 1:20 pm
Similar issue and the responses will apply here too, in this thread: help-to-buy-mortgage-post-iva-t88292
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

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Post by Shaun Vickery » Thu Oct 10, 2019 11:00 am
It's entirely possible but mortgage criteria is constantly evolving - probably best to check back nearer the time
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