emptypockets wrote:Hi everyone,
I started my iva on 13/02/2012 and was paid off early with with F+F settlement in 2015. As it's been 6 years since the start, does it just "fall off" of my credit report or do I have to arrange to have it taken off?
The IVA itself, providing it has been correctly completed and removed from the Insolvency Register, will drop off itself at the 6 year mark. However the resultimg defaults will drop off 6 years after they were registered -- this should be around the start date of the IVA -- but isn't always and needs to be checked. Have a read here:
https://www.iva.co.uk/what-does-an-iva- ... dit-record
emptypockets wrote:Thanks Ryan.
I'm on Noddle and Clearscore and it's still showing. Maybe I'll wait a bit
Check the Register -- Just to make sure --- it should have gone already. Here is their search page https://www.insolvencydirect.bis.gov.uk/eiir/
Noddle and Clearscore can be up to two months behind what is actually showing on your statutory credit reports.
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