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New Leaf

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Post by New Leaf » Thu May 13, 2010 12:51 pm
Iva approved!

Just received a phone call from Tomas at the Iva Advice bureau confirming that our interlocking Iva’s have been approved.

What a relief it was to receive the good news and cannot thank the team at the Iva Advice Bureau enough ( Tina, Angela, Tamsyn, Tomas and Melanie Giles) for the fantastic effort and support that we have received from them over the last couple of months.

Melanie really does have a very dedicated and efficient team working with her, and we have both been overwhelmed with the effort that they have shown on our behalf.
 
 

kallis3

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Post by kallis3 » Thu May 13, 2010 12:56 pm
Excellent news! Congratulations and another good result for Melanie and her team.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Michael Peoples

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Post by Michael Peoples » Thu May 13, 2010 1:45 pm
Congratulations from me too.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

danieln

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Post by danieln » Thu May 13, 2010 1:58 pm
well done! [:D]

was it all accepted as it was?
 
 

Shining

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Post by Shining » Thu May 13, 2010 2:12 pm
Congratulations a great result x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

New Leaf

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Post by New Leaf » Thu May 13, 2010 2:23 pm
There were a few modifications, but they were concerning the fees and one concerning board and lodge for our children,this will come into effect when they get older and are in a position to contribute.

Apart from that they were accepted as per proposal.
 
 

danieln

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Post by danieln » Thu May 13, 2010 2:30 pm
We had just a mod on fees, we are also with Mels team!

Well done, it will take a little while to all sink in now! [:)]
 
 

MelanieGiles

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Post by MelanieGiles » Fri May 14, 2010 1:30 am
My guys are simply the best - even if I say so myself. I am very proud of my team, and really good news to know that your cases have been accepted. Look forward to working with you over the next few years.
Regards, Melanie Giles, Insolvency Practitioner
 
 

sillybilly

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Post by sillybilly » Fri May 14, 2010 8:44 am
Congratulations from me too [:)]
We came with nothing, we leave with nothing.
 
 

flow13

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Post by flow13 » Fri May 14, 2010 9:09 am
Congratulations. xx
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
 
 

orange

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Post by orange » Fri May 14, 2010 1:07 pm
why would the kids have to contribute it isnt there debt ?
completed july 2011
 
 

Skippy

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Post by Skippy » Fri May 14, 2010 1:10 pm
I get the impression that the modification involves them paying board and lodging when they are older, which is only fair.
 
 

kallis3

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Post by kallis3 » Fri May 14, 2010 1:19 pm
Skippy is right - they can contribute to the household and therefore your DI will increase.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

orange

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Post by orange » Fri May 14, 2010 1:21 pm
do you both mean when thet are working?
completed july 2011
 
 

Charlietill

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Post by Charlietill » Fri May 14, 2010 1:35 pm
I think that this clause is to compensate for the loss of child benefit and tax credits. Basically any reduction in income from these will have to be made up in the form of board and lodgings from the kids when they turn eighteen.
I have the same in mine
Mim
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