Well, after all the ups and downs and stresses and strains of moving back from Guernsey two months back, we finally have a date of our creditor's meeting - 19th July.
I'm absolutely dreading that it will be rejected. Trying my very best to be positive but I think I'm trying to protect myself in case it all goes belly up.
Its all very stressful isn't it?! I was driving through town the other day and was thinking about all this, as you do, and then had a thought that I'd keep on driving and go to Beachy Head and then I gave myself a good talking to!!
I don't know - is it just me? Has anyone else ever had those ocassional dark thoughts? Not suicidal really, just the feeling of wanting to run away from it all, or going for a very long sleep, waking up and its all over?
I think the reality of it has really hit me today hence me feeling a bit wobbly but fingers crossed it all works out for us cos if it doesn't, god only knows what we'll do.
Don't worry, we all have dark thoughts. You'll get through them, and you have our support on here whenever you're stuck.
Good luck for the 19th, I'm sure everything will be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Waltons,
Had all those feelings!! I picked my daughter up one day and thought we could just drive and run away from the stress. IVA was accepted, a few dodgy moments but all good now. I'm sure your IVA company will put forward a good I&E. Even if not accepted on the day it will be adjourned for all concerned to try and agree. I'm no expert but someone who is will see your post and advise much better than me. Good luck with it. I'm sure it will be fine.
IVA started Sept 09. Glad to be on the way to being debt free
Dark thoughts are good for you,its what you do with them that matters.
Its also normal to expect to get rejected but in fact its more likely to get accepted so try not to worry(although you still will!!).
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
I have not had the dark thoughts, i have thought it would be nice to run away, but there are so many reasons for that! LOL!
But i do know how you feel about the creditors meeting. Ours is on the 20th! So we can be meeting buddies. I am petrified that our iva will be turned down.
I am terrified about the next 5 years, but i am ready to face them, i want to face them. I want to get to the stage that we don't owe anything. And to get to this stage we have to go through this.
I am scared, my hubby is scared, but we are doing the right thing. So are you!
New start wrote:
But i do know how you feel about the creditors meeting. Ours is on the 20th! So we can be meeting buddies. I am petrified that our iva will be turned down.
Now that is a good plan New start! Lots of luck for you too. [:)]
Thanks all for the messages of support. I had a bleddy terrible night's sleep last night as I think the enormity of it all just hit me. But I HAVE to believe it's going to happen for us so today will be a positive day! Off to my dad's 70th birthday celebrations up in Essex today with all the family, so something to look forward to (not sure about the M23/M25/M11 but there you go!).
Happy birthday to your dad Rache, hope you all have a good day. The weather is gorgeous!
I'm really sure that everything will be fine on the day.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Rache, try not to worry too much, not easy i know, but im sure all will be fine,after all most proposals are accepted and very few rejected, so come on chin up, you will be fine im sure, have a great day with youre dad.
Good luck to New Start as well, fingers crossed all goes well for you at youre meeting.
