Halifax would like to visit!

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Sinking Fast

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Post by Sinking Fast » Fri Sep 24, 2010 7:58 pm
Certainly do don't we Kallis[:D]
kallis3 wrote:

Great minds think alike SF!
 
 

Broke of London

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Post by Broke of London » Fri Sep 24, 2010 8:02 pm
I wish I'd known they were no more scary than the paperboy back then.

I hope lots of people read the link and sleep a bit better tonight!
 
 

kallis3

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Post by kallis3 » Fri Sep 24, 2010 8:07 pm
Directgov is an excellent site.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Broke of London

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Post by Broke of London » Fri Sep 24, 2010 8:14 pm
@ sinking_fast: Reads like you and kallis are debt collectors. LOL. Luv rapid posting!
 
 

kallis3

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Post by kallis3 » Fri Sep 24, 2010 8:21 pm
That is one profession I wouldn't touch with a ten foot barge pole![:)]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

baldy

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Post by baldy » Fri Sep 24, 2010 9:01 pm
Hey many thanks for all of your reply's. I guess it was a bit of a scare tactic, but its always nice to know how things could go.
I guess one of the best things we did was to change our phone number before we got into this, so we could never tell how many phone calls we have got!![:)]
Thanks everybody for your help.
 
 

Shining

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Post by Shining » Fri Sep 24, 2010 9:15 pm
I had a postcard written in red from Mercers when I was entering into my IVA but again they didn't visit. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Broke of London

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Post by Broke of London » Fri Sep 24, 2010 9:23 pm
Lesley - that's a special touch to let the postman and everyone you live with know about your private financial situation. I work in financial services marketing (for another 2.5 days) and am pretty sure this is on the borderline of legal and must contravene a few data protection and regulatory guidelines.

I feel really strongly about the unfairness of us taking responsibility for our debt while they refuse to acknowledge their part and treat us like dirt.
 
 

kallis3

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Post by kallis3 » Fri Sep 24, 2010 9:29 pm
I never had a postcard from Mercers, mine were always letters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

country girl

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Post by country girl » Sat Sep 25, 2010 7:08 pm
Hi
I had a postcard from one of MBNA debt collecting agencies to say some one was going to call. When I telephoned it was just a trick to try and get me to make a payment. I agree with Broke of London you do wonder about Data Protection which does not seem to apply when you owe money!
Linda
 
 

Shining

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Post by Shining » Sat Sep 25, 2010 7:12 pm
Broke of London, I totally agree it bordered on legal but if only I knew then what I knew now I would have dealt with it differently but you live and learn or I certainly have and at that time I turned to the forum for reassurance which was given and passed it to my IP but now....well that would be a whole different story.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Sinking Fast

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Post by Sinking Fast » Sat Sep 25, 2010 8:52 pm
I concur. I would use the word profession very very very loosely.
kallis3 wrote:

That is one profession I wouldn't touch with a ten foot barge pole![:)]
 
 

kallis3

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Post by kallis3 » Sat Sep 25, 2010 9:09 pm
You're right there - totally the wrong word. I could think of a few choice ones but would probably get booted off if I put them down here![:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Sinking Fast

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Post by Sinking Fast » Sat Sep 25, 2010 9:13 pm
[:D][:D][:D]
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