Good luck both of you. Thanks for your support. After years (too many years!) of being in debt (and hiding the fact) I'm counting down the months to 2012. Will soon be here.
Isn't this a great success story for the benefits of this wonderful forum. With new members joining every day, and using the posts and blogs to find helpful advice and hints, I continue to be amazed at the strength of this consumer community.
We love these posts gives hope to the rest of us![:)]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
hi shell which blog did you read, as i could do with some help with a spreadsheet, have no idea how to do them.
Shelly.10 wrote:
Thanks for your help. The letters have been binned! I've only seen this website today and have found the information so invaluable. On reading a blog, I created my own payment spreadsheet and it has been so satisfying that my April payment was in fact my 30th payment so well done me! I can see I will be spending quite a bit of time on here. Only 4 people in my life know about my IVA and I feel like I have joined a whole new world and I am not alone. Thanks everyone.
Hello there, the blog didn't actually say what to do it just gave me the idea. I use spreadsheets in my work so know how to create one. If you can tell me how we can exchange email addresses on here (as I am new to the site) I could email you a template with the formulas to use if you like.
If you add each other as frugal friends withing your profile you will be able to email. The OCR and BCS websites will have some instructions too. I am an IT tutor and teach all the office packages so anything I can help with you only have to ask. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
