Hello everyone, I could have been mis-sold an IVA?

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Daveyboi

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Post by Daveyboi » Tue May 04, 2010 9:53 pm
Good Luck Antm hopefully we will both be debt free in 2012 :D
DaveyBoi - Just Keep Smiling :)

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Shelly.10

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Post by Shelly.10 » Tue May 04, 2010 10:07 pm
Good luck both of you. Thanks for your support. After years (too many years!) of being in debt (and hiding the fact) I'm counting down the months to 2012. Will soon be here.
 
 

MelanieGiles

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Post by MelanieGiles » Tue May 04, 2010 10:15 pm
Isn't this a great success story for the benefits of this wonderful forum. With new members joining every day, and using the posts and blogs to find helpful advice and hints, I continue to be amazed at the strength of this consumer community.

Best of luck with the rest of the IVA Shelly.
Regards, Melanie Giles, Insolvency Practitioner
 
 

kallis3

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Post by kallis3 » Tue May 04, 2010 10:16 pm
We love these posts gives hope to the rest of us![:)]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

moneypenny

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Post by moneypenny » Wed May 12, 2010 8:32 pm
hi shell which blog did you read, as i could do with some help with a spreadsheet, have no idea how to do them.
Shelly.10 wrote:

Thanks for your help. The letters have been binned! I've only seen this website today and have found the information so invaluable. On reading a blog, I created my own payment spreadsheet and it has been so satisfying that my April payment was in fact my 30th payment so well done me! I can see I will be spending quite a bit of time on here. Only 4 people in my life know about my IVA and I feel like I have joined a whole new world and I am not alone. Thanks everyone.
light at the end of the tunnel
 
 

Shelly.10

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Post by Shelly.10 » Wed May 12, 2010 8:45 pm
Hello there, the blog didn't actually say what to do it just gave me the idea. I use spreadsheets in my work so know how to create one. If you can tell me how we can exchange email addresses on here (as I am new to the site) I could email you a template with the formulas to use if you like.
 
 

Shining

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Post by Shining » Wed May 12, 2010 8:49 pm
If you add each other as frugal friends withing your profile you will be able to email. The OCR and BCS websites will have some instructions too. I am an IT tutor and teach all the office packages so anything I can help with you only have to ask. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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