Are you a UK poster and are you in debt? If not then I'm afraid we can't help you.
You have posted before under another name.
The UK cannot help you with US based debts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk