Hi. After 5 years be are about to complete our Iva agreement in April.
Does anyone know if we would be able to get a top up on our mortgage for home improvements of would we need to wait until the 6th year anniversary? We have been with the same mortgage company since 12 year, and have 14 left.
It would depend on your mortgage company but is unlikely. Even after the 6th anniversary some lenders are reluctant to lend for a while. I would suggest a word with Ryan and / or Shaun, our resident mortgage experts .