Are you having problems with your IVA payments? If so, you need to speak to your IP.
Otherwise, your IVA will fail if you miss three payments without speaking to your IP and getting permission for a payment break.
If it does fail, you will be back to square one with your creditors and will probably have to do a debt management plan or go bankrupt.
Let's hope it doesn't come to this - but do use your own IP for support if you do begin to struggle. They will also not want your wife's IVA to fail either.
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