Hi Everyone, would an IVA be right for me?

Get expert opinion. This is the place for new questions to be posted.
21 posts Page 2 of 2


User avatar
Posts: 152
Joined: Fri Dec 05, 2008 7:49 pm
Location: United Kingdom

Post by clareyfarey » Tue Dec 14, 2010 7:01 pm
Hi James

So sorry to hear your proposal was rejected. Do you know why?

I don't really know what your options are, but one of the experts will be along shortly, so we'll keep this bumped up for now.

Hope you're ok

60 Payments Made!! IVA completed Oct 2010

read my story

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm

Post by Adam Davies » Tue Dec 14, 2010 7:56 pm
Hi James
Why not drop into a debt management plan and let the company concerned deal with your creditors.
You can then take stock and look at all options available
Andam Davies

Broke of London

User avatar
Posts: 7761
Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom

Post by Broke of London » Tue Dec 14, 2010 8:42 pm
Hi - I'm sorry to hear about your iva. Do you know why it was rejected and whether your ip can negotiate to get it through? Andy's suggestion of a dmp is great or perhaps your parents could help with a one off payment iva. There will be a solution for you! X


User avatar
Posts: 960
Joined: Wed Oct 20, 2010 11:32 pm
Location: United Kingdom

Post by andrea1968 » Tue Dec 14, 2010 8:50 pm
Can you not look at bankruptcy?
full and final accepted January 2015

iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM


User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am

Post by MelanieGiles » Tue Dec 14, 2010 8:54 pm
Which firm were representing you James, and why did creditors reject your offer?
Regards, Melanie Giles, Insolvency Practitioner


User avatar
Forum Expert
Posts: 76066
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri May 06, 2011 4:58 pm
Just wondering why you have edited your thread James?

I am locking it as I can't see the point in it being open!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
21 posts Page 2 of 2
Return to “Ask IVA Forum and Industry experts”