funke wrote:Hi foggy. I entered into an iva in 2015 May due to losing my job. I made a full and final payment last November. My husband and I have been speaking to a broker regarding getting a mortgage. My husband has no negatives on his credit file. The broker is quite positive that we can use help to buy Wales as we have only a 5% deposit. I'd like your thoughts on this please
In your case you need to find a lender that is both happy to work within the Help To Buy framework as well as happy to entertain the IVA lurking in the wings.
Ryan's details can be gleaned from the links on his profile here: memberlist.php?mode=viewprofile&u=18488
And Shaun's can be found here: memberlist.php?mode=viewprofile&u=22837
Please let us know how you get on and best of luck.
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