Is a 2nd charge mortgage the same a a secured loan ? Credit fix ignored me for 8 months and then passed my details to select partnership who are badgering me to accept a ridiculous proposal which means I pay more off than originally owed on IVA .... I would appreciate any comments/assistance please.
Be aware that any IVA using post 2014 terms can and might have the option of a secured loan written in, as can a few pre-2014 with amended conditions. So, first, check exactly what your proposal and Chairman's Report states.
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