Im really pleased with myself to be coping with our IVA n managing to get our car sorted n proudly pay in cash with no help from my Dad.[:I]
But on the low side with my son breaking the Wii n the endless thing that need fixing or will need to be replaced soon is getting me down.
A very good friend whom knows everything, offered to give me her old phone on upgrading, As mine is a basic one n shuts down n buttons broken. She has now given it to a family member n I totally understand[:(]
I cant get a contract n still get annoyed at being told by our IVA company to get rid of our Mobile contracts (before our IVA started) to reduce our Expenditure. Our contracts ended half way into the IVA And we did as we were told, had I know keeping a contract would benefit our credit rating through the IVA n after I would not of canceled. And also finding out it would be impossible to get another one I still get quite cross n upset about it.
So now I need to save up for all sorts, phones, hard drive to my pc (on its way out) table n chairs (sitting on plastic ones). My washing machine is not happy & then xmas round the corner. Wii will hopefully be covered by insurance.
I know its all material, but just cant help feeling down about it all, n actually got quite tearful today about it. I know the IVA is a lesson to live without credit and I am learning - but sometimes its so frustrating[:(]
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Lyns x