melissa720 wrote:I was in an IVA in 2008 & settled the same year. I am now looking to get a mortgage and the IVA is no longer on my credit file, but can underwriters find out from linked address history. There wasn’t a question about entering into an agreement only bankruptcy.
I am sure some lenders have archived records if theIVA impacted any of their trading group. But, in any case, I would suggest a word with Ryan and / or Shaun, who are both whole of market brokers with experience in adverse credit and bot have helped many forum members with advice and mortgages.
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