Historic IVA

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melissa720
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by melissa720 » Thu Jan 31, 2019 10:13 pm
I was in an IVA in 2008 & settled the same year. I am now looking to get a mortgage and the IVA is no longer on my credit file, but can underwriters find out from linked address history. There wasn’t a question about entering into an agreement only bankruptcy.
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Foggy
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by Foggy » Fri Feb 01, 2019 9:34 am
melissa720 wrote:
I was in an IVA in 2008 & settled the same year. I am now looking to get a mortgage and the IVA is no longer on my credit file, but can underwriters find out from linked address history. There wasn’t a question about entering into an agreement only bankruptcy.


I am sure some lenders have archived records if theIVA impacted any of their trading group. But, in any case, I would suggest a word with Ryan and / or Shaun, who are both whole of market brokers with experience in adverse credit and bot have helped many forum members with advice and mortgages.

Ryan: memberlist.php?mode=viewprofile&u=18488

Shaun: memberlist.php?mode=viewprofile&u=22837
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luluj
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by luluj » Sat Feb 02, 2019 3:11 am
I echo foggy advice - speak to Ryan and or Shaun our mortgage experts on the forum, they will be able to ensure the right deal is found for you.
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