I am currently on a dmp but with that due to take over 12 years to clear then the thought of an iva is quite tempting and hopefully just as easy to set up. I've been reading alot of good things about mccambridge duffy and pjg on these boards. Could someone please tell me what paperwork they require from me, do you need bank statements or wage slips or both? Do you need a p60? As far as my creditors go, do you require paperwork from them or is the acvount number and balance from my dmp enough?
Any firm will need to do a full financial work up, requiring bank statements, wage slips, P60's and statements from creditors as well as details of all major expenditure (rent / mortgage, council tax, insurances, car running costs etc.). From your point of view you just provide what is asked for and they do all the work. But, first, they are duty bound to examine all of your circumstances to offer you the best way forward -- though the choice will ultimately be yours, there might be better solutions.
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